A prepaid balance that lives in your Telegram. Top up by bank transfer or USDT, then pay any Thai PromptPay QR or withdraw cash at an ATM - no Thai bank account, no plastic card.
Scan any PromptPay QR - shops, cafes, markets, bills - and pay it straight from your prepaid balance. No Thai bank app needed.
Get baht at the ATM using a cardless code. Handy when you have no Thai account and don't want foreign-card fees.
Load your balance with USDT or a bank transfer. Your prepaid baht is ready in minutes at the rate of the day.
Netflix, ChatGPT, Spotify and more - paid from your balance when your own card gets declined abroad.
Move balance to another user by @username or phone number, instantly and free.
Stuck at an ATM or a checkout? Message the operator in the app and get a live answer, usually within minutes.
Three steps, all inside Telegram. No app store, no plastic.
Open the wallet in Telegram. Small amounts work right away; for larger ones you verify once (passport + selfie, about a minute, powered by Didit).
Add balance by bank transfer or USDT. Your baht is credited at the rate of the day - you always see the amount before you confirm.
Scan a Thai QR to pay, or request a cardless ATM code to take out cash. Done.
No. VKURSE is a prepaid balance service. You load a balance (by bank transfer or USDT) and spend it on payments and cash withdrawals in Thailand. We are not an exchange and we don't offer trading or investment.
No. That's the whole point - you pay Thai QR codes and withdraw cash from your prepaid balance without any Thai bank account or plastic card.
For small amounts (up to ฿5,000 per operation) you can start without verification. For larger amounts you complete a one-time identity check (passport + selfie, ~1 minute). Verification keeps the service safe and compliant.
Usually about 5 minutes. You'll see the exact baht amount and the rate of the day before confirming.
Request a withdrawal in the app, go to a supported ATM, and enter the cardless code we send you. No card required.
Any Thai PromptPay QR (shops, cafes, bills), plus foreign subscriptions like Netflix and ChatGPT. You can also send balance to friends.
Open the wallet, top up, and pay your first Thai QR in about five minutes.